Please permit me to

Please permit me to start by saying that what yo do not know is bigger than you irrespective of your age and level of education.
As a director in the ministry, i was afraid of my tomorrow because i do not know my fate at retirement.
Frankly speaking, after attending the retirement planning boot camp, i was ready to face my tomorrow.
This is the best training i have ever attended since i started my career as a young man.